Privacy Policy

Last Updated: January 2025

Introduction

Fiscal Pathways is committed to protecting the privacy and confidentiality of personal information entrusted to us. This Privacy Policy explains how we collect, use, disclose, and safeguard information from participants in our educational programs and visitors to our website.

This policy applies to all interactions with Fiscal Pathways, including program registration, attendance, communications, and website usage. We handle personal information in accordance with applicable Canadian privacy legislation, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and Alberta's Personal Information Protection Act (PIPA).

Personal Information We Collect

We collect information that you provide directly to us and information that is generated through your interactions with our services. The types of information we collect include:

Contact Information

Name, email address, phone number, mailing address, and preferred contact methods.

Registration Information

Program selections, payment information, emergency contact details, and any relevant background information you choose to provide.

Communication Data

Correspondence through email, phone, or in-person conversations, including inquiries, feedback, and program-related discussions.

Usage Information

When you visit our website, we collect technical information such as IP address, browser type, device information, pages visited, and time spent on pages.

How We Collect Information

We collect personal information through various channels:

  • Direct communications when you contact us by phone, email, or in person
  • Registration forms when you enroll in our programs
  • Website forms when you submit inquiries or subscribe to communications
  • Cookies and similar technologies when you visit our website
  • Feedback forms and program evaluations
  • Payment processing systems when you purchase program access

Legal Basis for Processing

We process personal information based on the following legal grounds:

Consent: When you provide express consent for specific purposes, such as receiving marketing communications.

Contract Fulfillment: When processing is necessary to deliver the educational services you have requested and registered for.

Legitimate Interest: When processing serves legitimate business purposes, such as improving our programs and maintaining operational security.

Legal Obligation: When we must process information to comply with applicable laws, regulations, or legal processes.

How We Use Your Information

We use collected information for the following purposes:

  • Providing and administering educational programs
  • Processing registrations and payments
  • Communicating about programs, schedules, and updates
  • Responding to inquiries and providing customer support
  • Improving program content and delivery methods
  • Analyzing program effectiveness and participant satisfaction
  • Maintaining records for program administration and continuity
  • Complying with legal and regulatory requirements
  • Protecting the security and integrity of our systems
  • Sending relevant educational resources or program announcements (with consent)

Data Retention

We retain personal information for as long as necessary to fulfill the purposes for which it was collected and to comply with legal obligations. Our retention periods vary based on the type of information:

Registration Records: Maintained for seven years following program completion for administrative and reference purposes.

Financial Records: Retained according to tax and accounting requirements, typically seven years.

Communication Records: Kept for as long as reasonably necessary to address inquiries and maintain service quality.

Marketing Consent: Retained until consent is withdrawn or the information is no longer needed.

After retention periods expire, we securely delete or anonymize personal information to prevent unauthorized access.

Information Security

We implement reasonable security measures to protect personal information against unauthorized access, disclosure, alteration, or destruction. Our security practices include:

  • Physical security measures at our facilities
  • Access controls limiting who can view personal information
  • Secure transmission of sensitive data using encryption
  • Regular security assessments and updates
  • Employee training on privacy and security obligations
  • Secure disposal procedures for outdated information

While we strive to protect personal information, no security system is impenetrable. We cannot guarantee absolute security but commit to promptly addressing any suspected security incidents.

Information Sharing and Disclosure

We do not sell personal information. We may share information in the following circumstances:

Service Providers: We engage third-party service providers for payment processing, website hosting, and administrative support. These providers access personal information only as necessary to perform their functions and are contractually obligated to maintain confidentiality.

Legal Requirements: We may disclose information when required by law, regulation, legal process, or governmental request.

Protection of Rights: We may disclose information to protect our legal rights, property, or safety, or that of others.

Business Transfers: In the event of a merger, acquisition, or sale of assets, personal information may be transferred to the successor entity.

Your Privacy Rights

Under Canadian privacy legislation, you have the following rights regarding your personal information:

  • Access: Request access to personal information we hold about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of information subject to legal retention requirements
  • Restriction: Request limitation on how we process your information
  • Portability: Receive your information in a structured, commonly used format
  • Objection: Object to processing based on legitimate interests
  • Consent Withdrawal: Withdraw consent for processing based on consent at any time

To exercise these rights, contact us using the information provided at the end of this policy. We will respond to requests within the timeframes required by applicable law.

Third-Party Services

Our website and services may integrate with or link to third-party services. We are not responsible for the privacy practices of these external services. We encourage you to review their privacy policies:

  • Payment processors for secure transaction handling
  • Analytics services for website usage insights
  • Email service providers for communications

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance website functionality and analyze usage patterns. For detailed information about our cookie practices, including how to manage cookie preferences, please review our Cookie Policy.

Children's Privacy

Our programs are designed for adults and we do not knowingly collect personal information from individuals under 18 years of age. If we become aware that we have collected information from a minor without appropriate parental consent, we will take steps to delete such information.

Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of material changes by posting the updated policy on our website with a revised "Last Updated" date. Continued use of our services after policy changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy, wish to exercise your privacy rights, or have concerns about how we handle personal information, please contact us:

Email: [email protected]

Phone: +1 (780) 423-6195

Mail: Fiscal Pathways, 10235 101 Street NW, Suite 1400, Edmonton, AB T5J 3G1